Tim Wolfe

Repair Credit Scores

Credit Repair Isn't LegalNot only is credit repair legal, you are guaranteed these rights by the Federal Fair Credit Reporting Act. The credit bureaus try their best to undermine the process, but it was their misdeeds that caused the law to be passed in t... Read >

Factors That Impact Your Credit Score

There are five factors that impact consumer credit scores. They are listed here in order of importance: Payment History has a 35% impact. Paying debt on time and in full has a positive impact. Late payments, judgments, liens, collections, profit & loss, ... Read >

Credit Repair Guidelines

How to Raise your Credit ScoreUse the following information as a "guideline" when repairing your credit scores. The reporting agencies have a computer model that generates the credit scores using 40 different criteria. The models differ for each repositor... Read >

Establishing Good Credit

How to lay the foundation for good credit. After any successful push to repair bad credit the next goal should be to lay the foundation forand maintain good credit. The better your credit the more money you save over a lifetime.Use the following informati... Read >

How To Fix My Credit

Repair your own credit and start saving money. There are several ways of rebuilding your bad credit, the try it yourself approach, not recommended, a law firm which can be very costly and software or credit repair programs like credit repair magic to h... Read >